General Liability Insurance Wizard


Why do you need professional liability insurance?

Professional liability insurance, also called errors and omissions insurance (E & O insurance), protects your business if you are sued for negligence, even if you haven't made a mistake.

Professional liability insurance (PLI), also called malpractice insurance and commonly known as errors & omissions (E&O), is a form of liability insurance that helps protect professional advice and/or service providing individuals and companies from bearing the full cost of defending against negligence claims and various other claims made by a client/customer, and damages awarded in a civil suit. Coverage typically focuses on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the insured/policyholder. These are potential causes for legal action that would not be covered by a more general liability insurance policy which addresses more direct forms of harm. Defense costs may be covered as well under Professional liability insurance, including groundless legal actions.

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